Income Goal
Include software, insurance, taxes set-aside, equipment, and any other costs of running your freelance business.
Time Off Per Year
Working Time
20%
This is the share of your working hours spent on tasks you can't bill clients for. Most freelancers land between 15–30%.
Live Result
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Enter your income goal on the left to see your rate here.
Your Billable Hourly Rate

How the Calculator Works

It accounts for the hours you actually get paid for — not just a simple income ÷ hours split.

Step 01

Set Your Income Goal

Enter the annual income you want to take home, plus any business expenses (software, insurance, equipment) you need to cover.

Step 02

Account for Time Off

Vacation days, sick days, and public holidays all reduce the number of weeks you can actually work and bill.

Step 03

Subtract Non-Billable Time

Admin, invoicing, marketing, and client emails eat into your day. The slider lets you set what share of your time isn't billable.

Step 04

Get Your Real Rate

The result is the hourly rate you need to charge on billable work to actually hit your income goal — not an optimistic guess.

How It Helps You

Stop undercharging — price your time based on what you actually get to bill.

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Realistic Math

Accounts for vacation, sick days, holidays, and non-billable admin time — not just a naive income ÷ hours split.

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Covers Expenses

Factor in your business costs so your rate doesn't quietly eat into your take-home income.

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Project Rate Ready

Once you know your hourly rate, multiply by estimated project hours for an instant project quote.

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Completely Private

Your income goals and expenses stay in your browser. Nothing is sent or stored.

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One-Tap Copy

Copy your hourly rate instantly to paste into a proposal, invoice, or contract.

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Forever Free

No sign-up, no subscription, no limits. Recalculate any time your goals or expenses change.